Drone Insurance Guide

## Drone Insurance Guide ### Mandatory Insurance By law, drones above 1kg **must** carry third-party liability insurance. ### Insurance Types | Type | Coverage | Annual Premium | Best For | |------|----------|---------------|----------| | Basic Liability | NT$ 1-3M | NT$ 3,000-5,000 | Hobbyists | | Professional | NT$ 5-10M | NT$ 8,000-15,000 | Commercial pilots | | Comprehensive | NT$ 10M+ | NT$ 15,000-30,000 | Enterprise users | ### Coverage - Third-party bodily injury / property damage - Hull loss (select plans) - Mission cancellation (add-on) ### Recommendation Commercial pilots should carry at least **NT$ 5M** in professional liability coverage.